If you have a mortgage loan with Community Commerce Bank and are having problems making your payments we want to help. We want to especially help save your home from foreclosure.

There are a number of options available, such as extending the term of your loan, reducing the interest rate for a period of time, adding past due amounts to the end of your loan, as well as other solutions.

Please collect the documents listed below then call us COLLECT at 909-626-0750 and ask for the Mortgage Assistance Department. We will do our best to provide a way for you to stay in your home.

• 2007 Federal Tax Return.



• Current pay stub showing 2008 year to date income or current P&L and 12 month's bank statements if self employed.

The U.S. Department of Housing and Urban Development (HUD) also has counseling agencies available which may be able to assist you. You may find a local HUD Counseling Agency by contacting HUD at 800-569-4287 or by visting HUD's website at http://www.hud.gov/foreclosure/.